Ventana Home Mortgage, LLC is a privately held residential mortgage loan aggregator, founded in 2016. While focusing on opportunities in the residential mortgage sector--Ventana’s founders have endeavored to create value in the residential mortgage market while working with ‘outside the box’ homeowners.
During their efforts, they recognized that although years have passed since the end of the housing crisis, many well-intended borrowers are having difficulty finding loan products that meet their needs in the traditional mortgage banking industry model. As such, we have developed program guidelines geared to help those individuals.
Customer service is our #1 priority. Our executive team has well over 30+ years of industry experience. We have offices in AZ and NY.
Common Sense Approach
After a substantial investment in industry standard underwriting guidelines, we listened and revamped our guidelines as an overlay to Fannie Mae guidelines. Now it’s an easy underwrite.
Ventana specializes in the non-agency/non-prime mortgage market and aims to create loan products we want to purchase and invest in, and our correspondents can originate.
Provides our clients with the control of a delegated process and confidence that funded loans will be purchased with the ease of a non-delegated process. Ventana’s “Confident Delegation” provides the benefits of both.
Allows for purchase timeline to be accelerated, which provides economic benefit to our correspondents.
With funding in as little as 7 days it allows our clients to keep their money at work.
You Keep the Client; We Keep the Loan
Ventana purchases loans using our capital and warehouse funding.
As we are not a bank, we provide our correspondents with an outlet to sell their loan without the potential loss of a customer. This is an attractive feature to our correspondents.